Medicaid Planning

Long-term care can be financially overwhelming — and few families are prepared for the cost of a nursing home or assisted living facility. At the Law Office of Jack Chan LLC, we help individuals and families in New York and New Jersey navigate the complex Medicaid system to secure the care they need without sacrificing a lifetime of savings.

We offer strategic Medicaid planning solutions that protect your assets, ensure eligibility, and avoid costly mistakes.

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Our Medicaid Planning Services Include:

1. Pre-Crisis & Long-Term Planning

   • We help clients plan years in advance to preserve assets through legally sound strategies such as Medicaid trusts, gifting, and spend-down plans — keeping your options open and your estate intact.​

2. Crisis Medicaid Planning

   • ​If a loved one is entering a nursing home or needs immediate care, we can assist with urgent planning strategies to qualify for Medicaid quickly while protecting as much of the estate as possible.

3. Medicaid Eligibility & Application Support

   • We guide clients through the Medicaid application process, ensuring all documents are accurate, complete, and submitted on time to avoid costly delays or denials.

4. Asset Protection Strategies

   • ​Including irrevocable Medicaid asset protection trusts (MAPTs), exempt transfers, spousal refusal, and other tools allowed under New York and New Jersey law to reduce exposure while staying compliant.

5. Look-Back Period Compliance & Penalty Planning

   • We explain how Medicaid’s 5-year (60-month) look-back period works and help clients avoid or reduce transfer penalties when assets have already been moved.

6. Spousal & Family Planning

   • We assist spouses and family members with income allowances, resource calculations, and planning strategies that allow one spouse to receive care while the other remains financially stable.